THERE IS NO SECOND PLACE

JZ's Blog | Sep. 02, 2010 1 comment


From the time I was a kid growing up in New Jersey, I understood what winning was all about. Whether I was playing football in the street with friends or an organized game of football on a field, there was always a winning team and a losing team. When we played in tournaments, I understood that only the winning team deserved a trophy at the end of the tournament. It didn’t matter whether you were in second place, third place or fourth place. There really is no second place in life: you either win, or you lose.

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The Way You Make Me Feel

JZ's Blog | Aug. 31, 2010 4 comments


Someone once said,

“People will forget what you say; people will forget what you do; but people will NEVER forget how you made them feel.”

I recently read this quote, and it really hit home for me…

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Back to School

JZ's Blog | Aug. 30, 2010 2 comments


Whether you have kids of your own or not, you probably already know it’s that time of the year again: Back to School!! This also means our summer internship program here at the agency has come to an end.

I have to say that once again, our interns never fail to impress me. Our internship program is unlike any other program out there today. We had more than 300 applicants compete for less than 25 spots in this year’s program. So needless to say, our interns represent the best of the best.

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What happened to a penny saved?

JZ's Blog | Aug. 24, 2010 4 comments


The iconic Alan Greenspan once said to the American people, “tap your home equity.” What he was really saying was to borrow against your home because your home is your personal bank. So use your ‘bank’ to get more money. Refinance! Consolidate your bills! The problem, of course, was all of the hidden clauses that allowed the real banks to raise your interest rate later and basically steal your home from you.

It might not come as a shock to know that Alan Greenspan changed his stance on the housing market after the bubble burst. If you guessed that the largest category of real estate loan loss for U.S. banks is mortgage loans, you’d be wrong. Lenders wrote off $31 billion in home equity loans and home equity lines of credit last year. That’s more than the losses on primary mortgage loans!

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Get Up or Get Out

JZ's Blog | Aug. 18, 2010 3 comments


We don’t get up enough to face the everyday challenges of the career we’ve chosen for ourselves. I see it all the time. And I always say, if you can’t get up, GET OUT!!

Get out and find a career that is more stimulating and motivating for you…one that will help you reach your desired goals. However if – and that’s a big ‘IF’ – the job you’re already in happens to be the right job, and you are just one of those lazy people waiting to win the lottery or waiting for somebody to drop a million bucks into your lap, WAKE UP! It’s not going to happen!!

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